Our Approach
"We work to keep what you have worked so hard to achieve."
At Financial Resources Group, we operate as independent financial advisors, a position that allows us to provide objective advice based on our client’s individual financial circumstances. We are not obligated to a specific company so we are free to choose the products and services that are right for you – not what any “company” requires us to sell you.
The Rule of 100
Financial Resources Group believes asset allocation plays a critical role with your retirement portfolio. We believe investors should focus more on avoiding loss of principal in retirement (or, as they near retirement) simply because they do not have the time to replace monies lost if there is a market downturn.
For many years, a widely used rule of thumb used by financial professionals and investors to simplify asset allocation was the rule of 100. It states that as an investor gets older, the percentage of safer investments should reflect their age. For example, a 70-year old should have 70% of their investments with principal protection and only 30% in more “risky” investments. This rule is a helpful starting point for asset allocations.
WHAT IS YOUR RISK TOLERANCE?
Schedule a Consultation
Questions about the Rule of 100? Please meet with us for a no-obligation consultation. We will review your current situation and come up with a customized plan for your financial needs.
