This week’s article tells us that “Annuities are one of the most efficient ways to generate guaranteed income. This is demonstrated through a series of three case studies which looked at combination strategies using both annuities and investments compared to traditional investments-only portfolios. The simulations found: Adding an income annuity to a retirement portfolio allows a retiree to get the same or higher income with lower risk of outliving savings than an investments-only approach; Income annuities allow a retiree to spend at a level that investments alone would be unable to match without significant risk of running out of money

Commentary: I read an interesting study the other day that I thought to share with you. The study discussed something that we may incorrectly assume will happen as we continue to plan for our retirement, and that relates to keeping in mind that if you plan to continue to working through a certain age and beyond in order to continue to save for retirement, planning on working doesn’t equate to a guarantee that you will in fact keep your job. Call us to discuss some options that can help you navigate the risks and offer out some assurances that are

“Every retirement is different, each with its own financial plan and unique needs, but many of today’s retirement goals include achieving asset protection, growth opportunities, and a reliable income source. Fixed index annuities are a long-term retirement product that have helped many Americans plan for income in retirement and balance their retirement portfolios with benefits like principal protection, tax-deferred growth and guaranteed income that cannot be outlived.” If your goals align with what this week’s article tells us, give us a call. We are always here to help. Click Here to Read Full Article

I read a flyer the other day that caught my eye. It said “Losses can be recuperated but time cannot.” So true. What to do when losses have been incurred but you are later on in years can be a stressful situation to confront. We can help explain the role that a Fixed Index Annuity can play in helping you to move on from this stress. In the meantime, we thought you might want to look at some charts that show historically “the power of protection and value of time saved in recouping from index volatility.” Call us, we’re always

This week’s article poses a familiar scenario and then tells us our choices in a very simple way: “Let’s say you have built up a retirement fund of $250,000 by the time you are age 65. Few of us realize that we have to make that money last for perhaps 20 or 30 years after we stop working” The author tells us that there are two ways to make your fund last for the rest of your life: you can make withdrawals that you guess and hope will last for the rest of your life, or you can take some