Considering all that is going on today, “pre-retirees may be asking questions about the impact of a stock market sell-off on their retirement savings”, and if there are “any steps that can be taken to protect savings and investments against future volatility.” This week’s article tells us “it’s a sobering reminder that volatility can strike at any time” and “it’s still important to protect your retirement portfolio against those lows.” Pre-retirees can work “to diversify their portfolio in a way that distributes risk” and “it’s even possible to build in some principal protection with the inclusion of insurance products that

This week’s article discusses a type of “retirement plan” that some Americans who have had their retirement savings wiped out by COVID are engaging in, and that plan simply involves moving in with their millennial children. Instead, if you are looking to shore up your retirement savings with products where your principal is protected from market declines, and that can provide you with a guaranteed income you can’t outlive, call us. We’re always here to help. Click Here to Read Full Article

This week’s article helps explain why the “economic gut punch of the COVID-19 pandemic is being felt by retirees.” “With the U.S. economy staring at a recession and the stock market having plunged more than 25% from its peak in February, retirees have seen the value of their retirement funds badly eroded and are looking for ways to generate cash for their living expenses.” Call us if you are trying to regain your footing. We may have some ideas that can help in situations like this. We’re always here to help. Click Here to Read Full Article

We speak a lot about annuities and are often asked to describe the type of person who benefits from owning one. In responding, we often say they benefit both “the Builder” and “the Protector”. A Builder can be described as the person nearing retirement, concerned about risk exposure, and someone wanting growth opportunities. A Protector can be described as the person entering retirement, wanting supplemental income, and looking for flexibility. So we ask you, are you a Builder or a Protector? Call us, we’re always here to help explain more about options that will help you fulfill your goals regardless