We are always reading articles reminding us that social security is often not enough to support our needs in retirement. No one should be financially caught off-guard when they retire, which is why it may be of interest to you to think about a Fixed Index Annuity as an option. An FIA can offer a steady, guaranteed (backed by the claims-paying ability of the carrier) lifetime income stream, while protecting your principal from the uncertainty of market volatility. It might be a broader way for you to save for your retirement. Call us, we’re happy to explain all the features
We’ve received some inquiries this past month about a few topics. “What if” you end up having to go into a nursing home? “What if” you’re living in an independent living facility and need to move over to assisted living? Are your financial products going to pay you in a different manner, or will they even pay you more? These are all good questions, and we’re happy to review your situation with you, because sometimes the answer is yes! Take a look at the chart in this article to understand the different living situations that might come into play as
This recent article (click here to read) is about what key features to consider when choosing a fixed index annuity during a time of market unease. It helps us to understand details like how FIAs can help act as a source of guaranteed income, even when the markets are declining. Reading the article provides tips on some important questions to ask, and what to consider when deciding whether or not an annuity is right for you. Call us if you’d like to discuss this further. We’re always here to help.