Uncertainty continues to be the only constant, and volatility is likely to continue as the market reacts to the changing trade landscape. While that can be nerve-racking, our position has always been one of prudence and remaining resilient when mitigating the risk of you losing your hard-earned retirement savings. We believe that will continue to be key to success in helping you stay more financially tranquil in the coming months. Call if you are looking for guidance as you plan ahead. We’re always here to help.

We all know that it is not uncommon for one spouse to be the primary decision-maker when it comes to managing a couple’s money. But this approach can have consequences. One major consequence is if the spouse with the hold on the couple’s financial situation becomes incapacitated or dies, the other spouse may find themselves adrift financially as well as emotionally. It goes beyond that – often times if the surviving spouse doesn’t understand why certain financial decisions were made they will turn to their adult children for an explanation, and those children may jump to the erroneous conclusion that

We often speak with individuals who provide us with calculations for our retirement income, which calculations are based on various assumptions, from asset allocation to market projections to future returns that may turn out to be wrong. Assumptions are only ever indicative or directional, and while a valuable exercise, a retirement strategy based on these types of assumptions looks a lot better on a spreadsheet than in real life. The problem is, if the assumptions are wrong, oftentimes there is no time to even try to undo the damage. So what do you do if you want a retirement income