This week’s article includes 4 ways for us to prepare and save enough to retire in 10 years. But we have the 5th idea, not mentioned in this article! As you accumulate savings meant to carry you through retirement (alongside your social security), we suggest putting some or all of those savings into a place where your principal is protected…A place where your principal is guaranteed to not go down if the market does and where you know that you will still receive a guaranteed income for your lifetime. If you let us know how much income you are hoping

A survey released in 2019 found that 46% of Americans are guessing at how much money they need for retirement. With increasing life expectancies and financial uncertainties, guesswork is playing a big part in determining whether Americans have enough saved to make the decision to stop working and cross over to retirement. Our office can help you eliminate that guesswork by introducing you to a product that provides a guaranteed income you can’t outlive without having to worry about it decreasing when the market goes down. Call us so we can tell you all about it: 949-955-3755. We’re always here

We came across an article written in the Harvard Law Review and thought to share it with you all. This article discusses rethinking retirement savings and puts into context how much money we have in retirement accounts ($35 trillion collectively!), where it comes from, and what ‘buckets’ exist that provide any economic security for American workers facing retirement. Take a look and let us know what you think. We’re here to help you find safe (rather than risky) places to put your savings for retirement. That’s always been our priority. Give us a call and we’ll help you plan a

Are you holding your breath starting to worry about the market again? Fortunately, you can build a diversified portfolio with principal protection. Our team at Financial Resources Group can assist you in building your portfolio in a way that distributes risk and prepares your retirement savings for growth in a variety of economic environments. If you include Fixed Index Annuities in your plan, it’s possible to guarantee income over a period of time…even over a lifetime. FIA Insights tells us, “unlike a 401(k), with an FIA, the insurance company absorbs the risk of market downturns, guaranteeing a minimum floor, and

As a reminder when you are considering where you can place your hard-earned savings to generate a guaranteed income, remember that FIAs are insurance products that can guarantee income over a period of time — even over a lifetime. Unlike a 401(k), the insurance company absorbs the risk of market downturns, guaranteeing a minimum floor, and protecting contract holders from market losses. In other words, an FIA offers the potential for interest, based in part on the performance of an external index without the risk of market loss. Your principal amount is guaranteed, subject to any withdrawals you take or